Insurance or not????

[EGOvoruhk]

I recommend insurance

I've had insurance on my Sprint account since my 6700. Due to the crap build quality that HTC puts out, I've been upgraded to a Mogul, Touch Pro, and now Touch Pro2 all without paying anything, save for the one $50 fee when the broken phone was actually my fault

[horndoctor]

IMO I don't think it is worth getting it until your one year manufacturer's warranty is almost up. Even then I would see what your device is selling for and make the call then. Especially since they raised the deductible to $100.

[Boo Boo]

even if its 100.00 costs more to replace it or to sign a new 2 year contract.

and you have to get insurance when you get the phone

[pdawg17]

What if you bought the phone with your Visa CC that doubles your warranty? That would get me to my next upgrade contract and I don't keep phones longer than 2 years anyway...

I guess the only way this doesn't work is if I break it myself or drop it in the toilet which is where I spend the best quality time with my phone...

[dbldwn02]

Squaretrade! $68 and only $50 deductible for ADH. Spend your insurance claim money on whatever you want! (Even beer if you don't want a phone! I would like to see what assurion says if I want to replace my TP2 with a case? hahaha)


"HAVE YOU SEEN MY BASEBALL?!"

[dallastx]

You carry your phone around everywhere you go..Chances of you dropping it is likely which manufactor warranty doesnt cover. HTC Win MO phones we hack the registry to death and possibility of phone just stop working is likely.... So if you have a expenisive device it would only make since to get the insurance....I dont even see why this would be a discussion...it doesn't matter who you get insurance through as long as it's enough to replace your phone. Its a matter of common since.

[xx8josh9xx]

Originally Posted by shong6

Can you tell me the details on this?
I have home owners insurance and want to know if I can add it.
Thanks

just call your insurance company/agent and talk to them

[jmorton10]

Originally Posted by p-slim

and youre telling me insurance is not worth it.

It's not to me.

If I had paid for insurance (that I have never needed once) on all my PPC's back to day one, I would have wasted enough money to buy two or more TouchPro's easily..........

~John

[dbldwn02]

I thought this was a Touch Pro 2 equipment forum?

[Laos101]

Originally Posted by Herbal954

with VZW its actually 6 a month with an $89 deductible, on a phone this expensive i think its worth it in the off chance it gets lost/stolen

thats about the price of the deductible for year

let me put it in context.

If you get a 1 year contract. You pay 270

You pay 80$ for the insurance. which is $360 (about unlocked price on Ebay)

Lose the phone once, and its $449. Which, depending on carrier, is 1.5 times the price of an unlocked phone, and more than worth it.

Look at it this way, in a year. the device is already obsolete. Thse 50-60$ you pay extra per year saves you hundreds more on upgrades!