Why do I pay sprint for insurance?!? - Page 4

**GhettoBSD** · #31 (**permalink**) 05-03-2008, 02:16 AM

Thanks, but since most of us don't have that access to someone on the inside it makes sense to have insurance :P

Why pay $200 on ebay when we can pay $7 a month plus $50 for a new phone every 3 months?

wokscott · #32 (**permalink**) 05-03-2008, 02:51 AM

Insurance is a "no duh." I was having problems with my 6700 after about 22 months and called in and got it replaced with the Mogul for the $50 deductible (still not showing on my bill

So I've paid about $150 in that time for insurance which I had never previously filed a claim with. So in essence I've had insurance for almost 2 years, got a Mogul replacement and it cost me about $200 with the deductible. More than worth it!

aughsum · #33 (**permalink**) 05-03-2008, 03:51 AM

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.

**Baffles** · #34 (**permalink**) 05-03-2008, 10:08 AM

Quote:

Originally Posted by aughsum

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.

May be a scam, but it comes in handy when **** happens. I consider the $7 I pay to be part of my cell phone bill, so when I slip and fall and break the screen on my phone (for example), I can get a new phone no problem, instead of trying to come up with money to get a new one, etc.

j10376 · #35 (**permalink**) 05-03-2008, 10:34 AM

Insurance is worth the $7 as long as its not broken screen water damage they will replace phone in store with new one

**SBR_L3GION** · #36 (**permalink**) 05-03-2008, 11:27 AM

Quote:

Originally Posted by aughsum

A) Despite the fact its a 600$ phone I highly doubt any of us paid over 200$ for it, thats what regular people do. I think mine was..188$? the day it came out.

B) It is a "600$" phone, treat it like one. When the Raphael comes out I'll buy that for a third of the retail and sell my mogul for more than I paid for the Raphael; The same formula ive been going by since my i830 in 2005.

how are you doing this i payed $600+ for my mogul im also getting my touch for 250 but thats ebay.

eehrhard · #37 (**permalink**) 05-03-2008, 12:59 PM

Quote:

Originally Posted by aughsum

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.

You know it might be except when you need it. I never buy extended service plans on anything but for some reason I did on a laptop i bought for my wife a few years ago and we ended up replacing a $500 lcd on it twice under warranty, got 3 spare batteries and had the DVD burner replaced once as well as at least one other thing that I am forgetting. That $300 purchase saved me $1000's or at the very least from just junking the laptop.

Sprint insurance isnt that bad a deal. The total protection is nice since all you really need to do is call them and tell them someting isnt working right and they will send you a new one really no questioned asked. Mogul screens suck so I have used it several times to get a new one once i got sick of looking at white spots on my screen. Sure I could still be on my first Mogul but I dont have to be!

akastixx · #38 (**permalink**) 05-03-2008, 10:12 PM

insurance is a no-brainer. it is just less hassle. call the number, use your cheap backup phone if you have one if you aren't ready to pay the $50 that same day, then call them back before 90 days. $7 is not bad. if you are really cheap, just get the 4 or 3 dollar plan that covers you for repairs or for lost/stolen/water but not both.

sprint also has aaa for your car (or any vehicle you happen need help for and are standing by while making a call on your phone) for $4 a month. with locksmith and tow fees going up, it's a good thing to have.

**shaggylive** · #39 (**permalink**) 05-03-2008, 11:27 PM

Quote:

Originally Posted by GhettoBSD

$20/month insurance for your health

HOOK ME UP!! even my HSA is almost 90/mo w/2500 deduct

I also noticed that nobody really mentioned the FACT that w/ ins you can walk your phone into the repair center and walk out (1-2hr later) with a working phone >=, FREE

also, i'm a tool guy and my phone is #1
if i could pay homedepot $7/mo for ins on my $300 drill, I'd be a happy man. sure you can get their extended warranty, but again that implies you didn't void or lose. (ps. look for that from a retailer before the years out

)

**GhettoBSD** · #40 (**permalink**) 05-04-2008, 01:30 PM

If it was that easy, we wouldn't need insurance for cars, motorcycles, trucks, boats etc etc etc.

**** happens. You can't always prevent it.

In other words, on a long enough timeline, it will happen to you too.

Quote:

Originally Posted by aughsum

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.