Insurance is a "no duh." I was having problems with my 6700 after about 22 months and called in and got it replaced with the Mogul for the $50 deductible (still not showing on my bill
So I've paid about $150 in that time for insurance which I had never previously filed a claim with. So in essence I've had insurance for almost 2 years, got a Mogul replacement and it cost me about $200 with the deductible. More than worth it!