Why do I pay sprint for insurance?!?

[GhettoBSD]

ins depends on the type of person you are. You can be honest or a hypocrite. really.

$7/month insurance for the phone
$20/month insurance for your health
$100/month insurance for your vehicle

If you don't pay $7 because thats too much then you won't be paying for health or car either.

$7 a MONTH is a small price to pay to replace a $200 phone.

If you are getting this phone for less than $200, why don't you tell us how?

I just got my buddy the phone for $200 shipped (no additonal fees) and 4 rumors, 2 sets of buy 1 get on free for $49.99 (no additional fees)

We have 11 lines on our account and a grandfather plan and 2 other unlimited plans. problems with our account every month and i am constantly calling and fighting the bill. It was just reduced from 1700 to $800! But because of a LOT of haggling with them.

Thats what i was able to do, but that won't work for everyone. I tried to help another friend but because their account is small and fairly new (2-3 years) they wouldn't give her **** and she had to pay $200 for a POS samsung!

So please let me know how i can pay $188 for a new mogul so i don't have to pay $7 a month :P

[aughsum]

Originally Posted by GhettoBSD

ins depends on the type of person you are. You can be honest or a hypocrite. really.

$7/month insurance for the phone
$20/month insurance for your health
$100/month insurance for your vehicle

If you don't pay $7 because thats too much then you won't be paying for health or car either.

$7 a MONTH is a small price to pay to replace a $200 phone.

If you are getting this phone for less than $200, why don't you tell us how?

I just got my buddy the phone for $200 shipped (no additonal fees) and 4 rumors, 2 sets of buy 1 get on free for $49.99 (no additional fees)

We have 11 lines on our account and a grandfather plan and 2 other unlimited plans. problems with our account every month and i am constantly calling and fighting the bill. It was just reduced from 1700 to $800! But because of a LOT of haggling with them.

Thats what i was able to do, but that won't work for everyone. I tried to help another friend but because their account is small and fairly new (2-3 years) they wouldn't give her **** and she had to pay $200 for a POS samsung!

So please let me know how i can pay $188 for a new mogul so i don't have to pay $7 a month :P

good friend of mine works for nextel.. have a 15$/mo advantage plan. I tell him what phone I want, he orders it from the intranet, its billed to my account and they mail me the phone. I think they may have changed thier system so I might have to find a new way to get the Raphael for cheap. But yeah I havent has insurance since I was an idiot in 2002 on my vx6000. A mogul is beyond easy to find on ebay, with a clean esn, in mint condition for around 200.

[GhettoBSD]

Thanks, but since most of us don't have that access to someone on the inside it makes sense to have insurance :P

Why pay $200 on ebay when we can pay $7 a month plus $50 for a new phone every 3 months?

[wokscott]

Insurance is a "no duh." I was having problems with my 6700 after about 22 months and called in and got it replaced with the Mogul for the $50 deductible (still not showing on my bill So I've paid about $150 in that time for insurance which I had never previously filed a claim with. So in essence I've had insurance for almost 2 years, got a Mogul replacement and it cost me about $200 with the deductible. More than worth it!

[aughsum]

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.

[Baffles]

Originally Posted by aughsum

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.

May be a scam, but it comes in handy when **** happens. I consider the $7 I pay to be part of my cell phone bill, so when I slip and fall and break the screen on my phone (for example), I can get a new phone no problem, instead of trying to come up with money to get a new one, etc.

[j10376]

Insurance is worth the $7 as long as its not broken screen water damage they will replace phone in store with new one

[eehrhard]

Originally Posted by aughsum

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.

You know it might be except when you need it. I never buy extended service plans on anything but for some reason I did on a laptop i bought for my wife a few years ago and we ended up replacing a $500 lcd on it twice under warranty, got 3 spare batteries and had the DVD burner replaced once as well as at least one other thing that I am forgetting. That $300 purchase saved me $1000's or at the very least from just junking the laptop.

Sprint insurance isnt that bad a deal. The total protection is nice since all you really need to do is call them and tell them someting isnt working right and they will send you a new one really no questioned asked. Mogul screens suck so I have used it several times to get a new one once i got sick of looking at white spots on my screen. Sure I could still be on my first Mogul but I dont have to be!

[GhettoBSD]

If it was that easy, we wouldn't need insurance for cars, motorcycles, trucks, boats etc etc etc.

**** happens. You can't always prevent it.

In other words, on a long enough timeline, it will happen to you too.

Originally Posted by aughsum

suit yourselves..

insurance is the biggest scam there is.. just take care of your ****.

[aughsum]

Originally Posted by GhettoBSD

If it was that easy, we wouldn't need insurance for cars, motorcycles, trucks, boats etc etc etc.

**** happens. You can't always prevent it.

In other words, on a long enough timeline, it will happen to you too.

Technically we don't need car insurance but it isn't about my own personal driving abilities, about retards that could potentially damage my car.

In the case of your phone you can prevent it. Dont toss it around like a FAR phone, dont take it with you bunjee jumping over a river... its not that difficult.

It won't happen to me, though.