power button gone bad

[nasa1303]

ok so my power button seems to have wore out. is there any other button like a keyboard button that i can use. if i loose power because of dead battery sometimes i can hardly get it back on. i have insurance on the phone but the other day it got rained on and my battery sticker is pink. this may have been the problem because it didn't seem to have any problems with the button before this happened. all other buttons work fine it is just the power/hangup button. so i know i will have to pay a deductible to get it replaced anyone know what it is now days? it use to be 50 but i heard it went up to 100. and do they take the money then or does it go on your bill?