Switching Touch or Mogul for Touch Pro w/o Insurance

[GtBanna1]

I've read a bunch of threads where people were successful in being offered the TOUCH PRO for Mogul/Touch thru Ecare.

My Questions:
1) Everyone who was successful with this has INSURANCE? Or is it possible to get without.

2) Being that the MOGUL is priced highter than the TOUCH VOGUE...are u only likely to be offered that deal if u have MOGUL?

I have the TOUCH and am comtemplating my options