microsd issues

[palmmann]

just recently my microsdhc card, a kingston 4gb class 4, won't let me boot android or flash a rom. this started when i first tried to flash a rom, renamed it to RAPHIMG.nbh and threw it on there with my android install, did the usual power+voldown+reset and get to the the tri colored menu, but it flashes "no image found" and goes to serial. now, when i try to boot android it stops and in the console is "failed to mount the SD card. cannot continue."

i have reformatted the microsd many times, in windows 7, xp and with nuestoragemanager. i have tried copying over the rom and android many times, nothing gets different results. the files are seen perfectly in winmo.

Is there something i'm missing?