Insurance or not????

[ghamden]

I never buy providers insurance only the extened warranty but i always add it to my home owners as a rider they charge 5.00 per hundered per year for instance

HTC touch pro 2 cost 500.00 = premium 25.00/year covers loss stolen accidental damge 0.00 deductable

i cover all my camera laptop computers same way i trust my insurance provider more than i would assurion.

Hope this is helpful