Replacing - Fraud?

**[sammich]** · #1 (**permalink**) 10-20-2008, 08:22 PM

Don't slam me for my morals on this one!

Ok, so I am getting a Touch Pro for $130. It is not replacing my Mogul, I'm buying it and deactivating my mogul.

However, thats probably going to be in a few weeks.

In the mean time, I was wondering if I could take my mogul in for a replacement. I want to sell it when I get it replaced, because mine isn't in the best of shape.

Do you think they will swap it out and still give me the Touch Pro deal?

**hibby50** · #2 (**permalink**) 10-20-2008, 08:23 PM

god knows what sprint will do

omegax · #3 (**permalink**) 10-20-2008, 08:25 PM

yes they absolutely should. If you are paying for insurance you have the right to make an insurance claim. Technically .. paying for insurance is an agreement between you and sprint that if something goes wrong they will replace it.

But to be honest I wouldn't chance it. giving sprint any reason to opt out of previous agreements seems to be a bad idea.

sl8763 · #4 (**permalink**) 10-20-2008, 08:30 PM

It's not fraud. Like omegax said, you are paying for the insurance, so getting a new phone is completely moral. Nowhere is it stated that you can only file a claim if you're going to keep using the replacement phone for a year or something like that. Whether you might or might not sell the replacement has no bearing on the agreed-upon insurance terms.

holo · #5 (**permalink**) 10-20-2008, 08:32 PM

replacing it under insurance is fraud as that is only for lost/stolen/broken phones... you would have to break it for this to be covered...

on the other hand ESRP will cover repair of the phone if parts are acting finicky or are extremely worn....

I had my keyboard and side buttons replaced the other day, they will do this for you for free if you pay for the whole $7 plan... they will generally repair rather than replace the phone under this part of the plan, however.

#6 (**permalink**) 10-20-2008, 10:04 PM

just break the screen and get it swapped...has to be active on your number in order to have them swap it though

**guitardoc64** · #7 (**permalink**) 10-20-2008, 10:10 PM

Microwave, set for 3 seconds....

IFMISM · #8 (**permalink**) 10-20-2008, 10:19 PM

if you break the screen and take it into the store they will just repair the screen. i dropped mine and cracked the screen pretty bad, but luckily for me they were able to just replace the screen not the phone. although if you crack the screen and file a claim for the $50 deductible they will send you another phone and you will have to send you broken one back

**weedahoe** · #9 (**permalink**) 10-21-2008, 10:10 AM

Quote:

Originally Posted by guitardoc64

Microwave, set for 3 seconds....

LOL>........someone always throws this out there.........

holo · #10 (**permalink**) 10-21-2008, 11:00 PM

Microwaving or breaking the screen is insurance fraud. While your chances of getting in trouble are slim, your benefit is also slim. Remember that you are risking jail time or a lawsuit (as highly unlikely as it may be) for what? $50 more on the sale of your phone? People will buy it either way, you're not going to get that much more for a refurb unit. Not to mention - what is your time worth? It will take you an hour or two to get it replaced including taking it to the store or mailing it in, also gas/etc - you could spend that time working... What is your net benefit now? $10? If it is having problems take it in and get it fixed, but don't break it...

Committing insurance fraud for a $10 net benefit is hardly worth it (and it IS insurance fraud even if you don't get in trouble for it)...

Getting legitimate issues fixed on the other hand before you sell it is a whole different story, and I do think you should do that if you think it is worth your time.