Insurance- Who has it and what are you using( Sprint/Bestbuy)

strickly_ppc670 · #1 (**permalink**) 10-29-2010, 09:34 AM

Im trying to figure out the BestBuy vs. Sprint Insurance delima.
Please- your advice is requested.

All I know thus far is:
BestBuy is $10- unlimited returns, you will receive a NIB phone, everything is covered except being lost or stolen- and no deductiable.

Sprint is $7- with a max of 2 return, $150 deductiable- if stolen/lost, and you will receive a refurbished one.

If you have anything to add( or subtract) please do so-

Thanks in advance

Oditius · #2 (**permalink**) 10-29-2010, 01:19 PM

I have it through US Cellular (partnered with Assuron) cost me $4.99 a month with a $50 deductable. Covers lost, stolen or broken.

**gullzway** · #3 (**permalink**) 10-29-2010, 02:07 PM

Quote:

Originally Posted by strickly_ppc670

Sprint is $7- with a max of 2 return, $150 deductiable- if stolen/lost, and you will receive a refurbished one.

If you have anything to add( or subtract) please do so-

Thanks in advance

Sprint $7- no limit on FREE instore repair/replacement as far as I know, $100 deductible if lost/stolen, and I've recieved new phones the 2 times I used it.

**austin420** · #4 (**permalink**) 10-30-2010, 11:03 AM

sprint insurance has changed. if your in 1 year, 35 dollar fee for replacement due to physical damage. no tep needed.

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BenC · #5 (**permalink**) 10-30-2010, 12:32 PM

I have it through Sprint and over the years have use it 4 times.

WanderingMinstrel · #6 (**permalink**) 11-04-2010, 06:06 PM

I've had Sprint for 6 years and had no problems. Last year they replaced my TP 7 times before they got it right. But they DID get me a replacement that worked right in the end. And it is still humming on wifi.

Wirefly, where I got the best price on my new Epic, tried to sell me MDPA insurance. Same price as Sprint but no replacement fee and no refurbs. It sounded good until I checked them on the web. Too complicated. My issues are all malfunctions. Loss is unlikely with my use patterns.

Best Buy gives you a replacement cheapie phone until they try to fix yours. No contacts, no data, no apps, no way to restore them from a BU.

I am staying with Sprint!

**Dr.8820** · #7 (**permalink**) 11-04-2010, 06:11 PM

Wirelessly posted (PPCGEEKS Fire Dept.: Mozilla/4.0 (compatible; MSIE 6.0; Windows CE; IEMobile 8.12; MSIEMobile6.0) Sprint T7380)

I had worst buy insurance....don't do it! if your phone is eol, you get the replacement they think is similar...but it isn't even close.

**shaun0207** · #8 (**permalink**) 11-04-2010, 06:36 PM

I actually have both. I already had insurance with sprint and i got the best buy one when i got my evo

**WarChild** · #9 (**permalink**) 11-07-2010, 11:57 AM

Where did you see the Sprint caps at 2 returns. I returned 4 withing 3 months.

CW

**Laos101** · #10 (**permalink**) 11-07-2010, 01:28 PM

Quote:

Originally Posted by strickly_ppc670

Im trying to figure out the BestBuy vs. Sprint Insurance delima.
Please- your advice is requested.

All I know thus far is:
BestBuy is $10- unlimited returns, you will receive a NIB phone, everything is covered except being lost or stolen- and no deductiable.

Sprint is $7- with a max of 2 return, $150 deductiable- if stolen/lost, and you will receive a refurbished one.

If you have anything to add( or subtract) please do so-

Thanks in advance

exactly how it is. I chose sprint since my issue would be a stolen/lost over a damage with NIB. Deductible is worth it, because you dont have to get a refurbished one if you do a advanced replacement for being paid back later in full (minus deductible)