Insurance option besides Asureon?

kinesis · #1 (**permalink**) 02-18-2009, 03:09 AM

I had my htc touch prophone stolen from me while in mexico (STAY THE **** OUT OF THIS TOILET BOWL OF A COUNTRY, TAKE MY WORD FOR IT)

anyways, i am very very fortunate, asureon is replacing it one last time (this happened within a week of the prior replacement). But they have notified me that they are declining to offer the Total Equipment Protection plan to me any longer. I now am scared to own this phone without insurance and would like to know if anyone on this board has an alternative provider of personal article insurance. I wouldn't mind insuring my desktop PC and laptop also. it would have to be a company with rates competitive to that of asureons (no 200 dollar deductables or anything crazy)

qper · #2 (**permalink**) 02-18-2009, 04:53 AM

It won't help if the phone or lost or stolen but squaretrade.com sells warranties that will cover you if the phone is damaged.

**Mylt1** · #3 (**permalink**) 02-18-2009, 10:51 AM

take the $6 you spend every month and put in a savings account. when you can add a little extra. then if you lose your phone or it gets stolen just dip in the funds for a replacement from ebay.

**MadlyAlive** · #4 (**permalink**) 02-18-2009, 11:57 AM

Quote:

Originally Posted by Mylt1

take the $6 you spend every month and put in a savings account. when you can add a little extra. then if you lose your phone or it gets stolen just dip in the funds for a replacement from ebay.

+1...great idea.

ulysses · #5 (**permalink**) 02-18-2009, 12:07 PM

i just signed up with squaretrade, used the coupon code "byebestbuy" and got 50% off...

**MadlyAlive** · #6 (**permalink**) 02-18-2009, 12:18 PM

Quote:

Originally Posted by ulysses

i just signed up with squaretrade, used the coupon code "byebestbuy" and got 50% off...

What did you pay?

ulysses · #7 (**permalink**) 02-18-2009, 12:23 PM

Quote:

Originally Posted by MadlyAlive

What did you pay?

for 2 years, a total of ......... $48

i tired to get it online, but i bought my phone Jan 19, and they count that as day 1, so today was day 31. the website didn't want to give me accidental protection. but i called and i told them i bought it on Jan 19th, She set it up w/ the accidental, and the original total was like $96. before she took my CC info, i told her i had a coupon code, she took it and i was charged only $48.

therealm80 · #8 (**permalink**) 02-18-2009, 01:12 PM

I just called them, they dont cover cell phones that are lost or stolen at all.

ulysses · #9 (**permalink**) 02-18-2009, 01:22 PM

Quote:

Originally Posted by therealm80

I just called them, they dont cover cell phones that are lost or stolen at all.

yeah, they told my that's why it's a warranty, and not an insurance.
also, when you weigh in all that (sprint $7 mo ins vs squaretrade) don't forget that Sprint's deductible is going to $100 in april.. (atleast, that's what i read on here...)

**Darkjedi** · #10 (**permalink**) 02-18-2009, 01:45 PM

hahah, where did you go? TJ?

The touristy areas of mexico like cancun or acapulco ain't so bad, its almost like the states, but they sell bottle beers for 50 cents in the mexican equivalent of 7-11

Anyway, if you have homeowner insurance, maybe they'll tack it on. At this point with the 100$ deductible, you're probably better off without insurance. To tell you the truth I haven't used my insurance once. Everything has been done through service and repair. But it only costs 3$ a month to insure a phone thats worth at least 300$ so might as well leave it there. The cost/benefit difference is negligible at this point.