Mobile Banking

[[sammich]]

I have Chase. Its listed but it doesn't work?

Wow. That's pathetic.

[hypeo]

most of the popular banks are not listed, and obviously, local banks are not going to be there either. I do banking at a local bank so this app will be useless to me.. Maybe since its a new app they still have to get other banks to buy into it!!

[russianmafioso]

Originally Posted by boredandtattooed

dont do it... nothing is truely secure over-the-air on a cell... dont jeapordize your identity and bank info just to save a few minutes of time... that IMO

Couldnt agree more.

[MadlyAlive]

How could you say banking through a web browser on your phone is different than banking on your desktop? You're accessing a secure site on your phone, you're accessing a secure site on your desktop...the information is still encrypted end to end over an IP network.

I'd say that it could even be slightly safer on your phone as you're going through proxy servers.

I've done banking on my phone for years and I've never had a problem.

Bottom line is if it wasn't safe, the banks wouldn't make this option available for users. Yes, there are ways to make you phone act like a desktop browser, however, you'd see more banks implement code to not allow cell based browsers to access their site.

Why would Wells Fargo implement www.wf.com if they thought one of their customers had ANY chance of being hacked? This is obviously a URL catered to a mobile browser.

It's nearly impossible for an end user to just start sniffing packets and I'd say it's even harder over a cellular network...sure you can try and intercept the cellular signals, but you'd still have to decrypt the data.

If banking on your phone is bad, why stop there??? Companies who deal with PHI or sensitive information that allow Exchange Activesync or some other means of secured E-Mail to a WinMo, Palm, iPhone, etc. should be thinking about not allowing their employees access via phone because of possibility of a hack.

I've NEVER felt compromised browsing any site, accessing E-Mail, e-commerce, etc. on my phone or desktop computer. When it comes down to it, the information is only going to be as secure as the end user allows it to be. Yes, banks and companies need to have policies and procedures in place to allow these types of secure connections, however, when I have a password as the name of my dog, you should just be slapped upside the head. I don't have any password that is any less than 10 characters with a great mix of uppercase, lowercase, numbers and symbols.

Just my $.02...and I don't share it too often

[Darkjedi]

Originally Posted by MadlyAlive

How could you say banking through a web browser on your phone is different than banking on your desktop? You're accessing a secure site on your phone, you're accessing a secure site on your desktop...the information is still encrypted end to end over an IP network.

I'd say that it could even be slightly safer on your phone as you're going through proxy servers.

I've done banking on my phone for years and I've never had a problem.

Bottom line is if it wasn't safe, the banks wouldn't make this option available for users. Yes, there are ways to make you phone act like a desktop browser, however, you'd see more banks implement code to not allow cell based browsers to access their site.

Why would Wells Fargo implement www.wf.com if they thought one of their customers had ANY chance of being hacked? This is obviously a URL catered to a mobile browser.

It's nearly impossible for an end user to just start sniffing packets and I'd say it's even harder over a cellular network...sure you can try and intercept the cellular signals, but you'd still have to decrypt the data.

If banking on your phone is bad, why stop there??? Companies who deal with PHI or sensitive information that allow Exchange Activesync or some other means of secured E-Mail to a WinMo, Palm, iPhone, etc. should be thinking about not allowing their employees access via phone because of possibility of a hack.

I've NEVER felt compromised browsing any site, accessing E-Mail, e-commerce, etc. on my phone or desktop computer. When it comes down to it, the information is only going to be as secure as the end user allows it to be. Yes, banks and companies need to have policies and procedures in place to allow these types of secure connections, however, when I have a password as the name of my dog, you should just be slapped upside the head. I don't have any password that is any less than 10 characters with a great mix of uppercase, lowercase, numbers and symbols.

Just my $.02...and I don't share it too often

SSL and 128bit encryption is extremely secure. As far as I know there has never been a single case where a 128bit encryption key has been cracked through brute force. I think there was a statistic where all the computing power in the world would still take millions of years to crack 1 key. Almost all credit card fraud is done through phishing or having the actual card stolen or copied by an unscrupulous waiter.

[darnell]

Can the debate over the security of cell phone banking be moved to another thread?

This thread was initiated about a specific application and I would very much enjoy talking about it. Rather than sifting through opinion rants about cell phone web security, which are better suited for another thread.

Has anyone been able to use the Sprint Mobile Banking application (the topic of this thread) with PayPal?

[MadlyAlive]

Originally Posted by darkjedi007

SSL and 128bit encryption is extremely secure. As far as I know there has never been a single case where a 128bit encryption key has been cracked through brute force. I think there was a statistic where all the computing power in the world would still take millions of years to crack 1 key. Almost all credit card fraud is done through phishing or having the actual card stolen or copied by an unscrupulous waiter.

Exactly. It's almost always the user's fault or lack of knowledge. PEBKAC!

If it wasn't strong, I wouldn't be using it on numerous sites we have at work that contain sensitive company information and PHI.

[MadlyAlive]

Originally Posted by darnell

Can the debate over the security of cell phone banking be moved to another thread?

This thread was initiated about a specific application and I would very much enjoy talking about it. Rather than sifting through opinion rants about cell phone web security, which are better suited for another thread.

Has anyone been able to use the Sprint Mobile Banking application (the topic of this thread) with PayPal?

Thanks.

I am in the process of installing the app to test it out.

Going through the browser to just look at balances or transfer money can be a PITA sometimes.

[MadlyAlive]

I do not see PayPal listed in the available providers list.

[MadlyAlive]

Originally Posted by TProUserOnSprint

Splash Money works for my bank. The instructions say to enable quicken access to your account which requires a call to the banks support site. The customer rep told me that the server would not allow access through a GSM connection. After explaining to him that sprint is CDMA and CDMA v GSM makes no difference because the ip protocol is identical, i asked him to turn it on anyway. He refused. I just logged in using my online banking password and it worked.

Where is the PPC version of this? I can only find the iPhone and Palm versions.