Install to Device or Storage Card?

[Simpdapimp]

My Touch Pro has been locking up like crazy lately. I am come to the point where i just am going to hard reset and start over. I have some programs installed now and im not sure of which programs are installed to the storage card or device memory, but i want to make sure that after the hard reset and re-installation of all programs i dont have this problem again. I am pasting a list of my installed programs below for input about which programs should be installed where to allow my phone to run as efficiently and smooth as possible. Any input is appreciated.

Thank You

Installed Programs:
A_C S2P
Astraware Casino
Badboy8813 Audio Fix (Lite Boost)
Total Commander
darklord69 battery meter v2
darklord taskbar Icons v2
FInixNOver Finix_VGA_Battery_Icons
Google Maps
IPC Black Dialer
J.M.81 WVD
Jrebeiro Esmertrc Jbed
Process Manager
Microsoft .NET 3.5
PHM Reg. Edit
PocketLastFM.NET
Skyfire Browser
SomeGuy sMMS
Spb Finance
TCMP
Thumbcal
VipRingTone