Anyone else having this issue? (pic)

[MTFmobile]

You can leave it on or take it off.
I removed mine and there is a big piece on the back of the screen too, that I removed as well you will be surprized on how much cooler the phone runs and it seems to me to run faster.
As for the rubbing issue I have none not even wear but I take care not put it in my pocket! It is supposed to be in the pouch that you need to purchase.