Insurance Replacement - What would you do?

[rbyham]

My sliding keyboard stopped working today. Called assurion and learned I have the $50 deductible policy. That was good news. But they only offered me some the samsung omnia 2, continuum and then something called the samsung reality. All looked like the kind of phones I would buy for my 7 year old. After some intense discussion and being escalated to advanced CS (whatever that is) I was offered a Droid 2. At least that is a world phone. Can anyone advise me on what you would do? I asked about Droid 3 and Stratosphere but no go on those. Any other thoughts on how to handle this? TIA