new to the xv6800 scene

[misfitdad]

just wanted to say hi, ive been lurking on these forums for about a month, finally bought a 6800 to replace my not so customization friendly lg voyager. so here is my first question, i bought this phone off ebay, got it activated yesterday and asked the verizon tech if my insurance transfered to this device, and she said yeah. sooo does that mean i can drop this thing in the water today and get a replacement? doesnt make sense reading through the aserion terms....anybody done this before?