Checking/Credit Card Monitoring Program

Supermanwoot · #1 (**permalink**) 01-07-2008, 10:18 AM

I was just wondering if anyone uses a program on their ppc to monitor their bank accounts/credit card spending. A money management program would be pretty helpful to me so I was hoping you guys had some insight into this.

Thanks

**weedahoe** · #2 (**permalink**) 01-07-2008, 11:43 AM

my bank and CC company sends all transactions and notifications to my phone daily with balance info.

Supermanwoot · #3 (**permalink**) 01-07-2008, 12:10 PM

what bank if you dont mind me asking?

I use bank of america and I can access everything on the mobile web, but it requires a somewhat lengthy login and security verification. I was just hoping to simplify it.

btrcp2000 · #4 (**permalink**) 01-07-2008, 01:54 PM

Yodlee.com

Perhaps more involved than you're looking for, as it is a way to consolidate just about everything, incl. banking, 401k, billing accounts (sprint, local utility, etc.), airline miles, visa reward type programs, email. You of course have to trust them with your passwords and user ids, but the accounts are insured pretty substantially. Also, many banks/financial institutions use this service rebranded as their own. I know mine (also my employer) did for a time, but they never marketed it correctly so nobody used it and it went away. But the point is if the banks are okay with it, it's pretty secure.

Anyway, back to your original question, there is a mobile web site as well as the ability to have it send you email alerts based on dollar amount of transaction, within $X of credit limits or zero balance, etc.

I have used it for seven years without ever being concerned for the security. On one hand it seems like a risk, but on the other hand, with it I am checking every single day just to see what's going on, so I will pretty quickly catch things I know I didn't do. The only problems that occasionally arise are when a financial institution changes its security, it might take yodlee a few days to catch up, but well worth it IMHO.

hth

**weedahoe** · #5 (**permalink**) 01-07-2008, 03:07 PM

Quote:

Originally Posted by Supermanwoot

what bank if you dont mind me asking?

I use bank of america and I can access everything on the mobile web, but it requires a somewhat lengthy login and security verification. I was just hoping to simplify it.

I also use BoA and Navy Fed

rlc123 · #6 (**permalink**) 02-23-2008, 03:38 PM

Check out mint.com

Website for managing and budgeting all your accounts online.