[jdegroot]

I just got off the phone with a Verizon Wireless Custom Service Representative. She spoke with someone at the insurance company and got all the necessary information. Here's the deal, according to her:

Insurance is on a specific phone number not a specific device. This is why the price on insurance does not vary by device type. So, no matter what the device on the number is, insurance apparently covers it.

If the device type is unknown to Verizon (as it is when you activate a non-registered ESN (like a Sprint phone), when you file a claim, the insurance company will simply ask you which device it was and replace it accordingly. So, anything did happen to the phone and you needed it replaced, they would probably be able to replace it with a Verizon Touch Pro, but close enough.