[bamrock]

I've always wondered the same thing about buying a used phone and getting insurance on there. I asked them about adding it to my Mogul after a few months of ownership and they told me previously you only had 30 days to activate it. I would imagine they are cautious about adding onto a phone not sold by them because you could just buy a 50$ "broken" phone on ebay and then get insurance replacement. I'm just guessing here but you know some people would abuse it.