[Success100]

long story short, there is no way to decrypt it.

Your phone creates a unique key for both the card and the phone when the encryption option is activated. When you hard reset your phone, it created a new "key", and because the memory card is still coded to use that same unique key that your mogul created before the hard reset, it wont work with the new key. Many of us winmo users have learned this lesson the hard way. Sorry buddy, but the encrytion that windows mobile uses is a bit too complex for the average joe to decrypt