[blue4shizzle]

i jus got done reading this whole thread and im amazed... how can you honestly down insurance? yeah you pay 7 dollars a month but its so you have nothing to worry about when something goes wrong. its basically a scam until you need it. i worked for sprint for a good while and there were several times when i reccommended insurance and the customer denied it.. then a month later they come back with a water damaged phone or one that has a cracked screen. the most you would ever pay for a new phone with insurance is 50 dollars.. and someone earlier posted that they can jus go on ebay and get a used phone for 200?? how was that helping his argument? i could go 12 months while paying the 7 dollars monthly, then break my phone and the MOST i would end up paying in the end is 134 dollars for a new one.. and thats only IF its water damaged or stolen, otherwise it would just be 84 dollars from the 12 months of paying insurance and the FREE replacement. the fact is, no one ever plans on messing up their phone and they are careful for the most part.. but as the saying goes.. 's*** happens' and thats why they pay for insurance so you wont be screwed if something actually does happen. im extremely careful with my phones and such, being a huge ppc geek and all, but the first thing i did when i purchased my touch was make sure i had full insurance on the thing. i cant see how one would invest so much money into a new phone thats $500 plus in retail, but you wont pay to keep it protected.