[GhettoBSD]

ins depends on the type of person you are. You can be honest or a hypocrite. really.

$7/month insurance for the phone
$20/month insurance for your health
$100/month insurance for your vehicle

If you don't pay $7 because thats too much then you won't be paying for health or car either.

$7 a MONTH is a small price to pay to replace a $200 phone.

If you are getting this phone for less than $200, why don't you tell us how?

I just got my buddy the phone for $200 shipped (no additonal fees) and 4 rumors, 2 sets of buy 1 get on free for $49.99 (no additional fees)

We have 11 lines on our account and a grandfather plan and 2 other unlimited plans. problems with our account every month and i am constantly calling and fighting the bill. It was just reduced from 1700 to $800! But because of a LOT of haggling with them.

Thats what i was able to do, but that won't work for everyone. I tried to help another friend but because their account is small and fairly new (2-3 years) they wouldn't give her **** and she had to pay $200 for a POS samsung!

So please let me know how i can pay $188 for a new mogul so i don't have to pay $7 a month :P