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the way i see it once you pay the insurance company your $50 deductible and have the replacement in your hands, what can they do. Now if you can still flash back to the factory rom without a problem then do it, but if your screen is cracked bad to where you can't see what you are doing then don't worry about it. You can't possibly be the first person in the history of sending replacement phones to the insuracne company that didn't revert back to the original rom.
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