I honestly would say that people that can afford to pay 349.99 after rebate for phones generally have money to pay there ETF for contract closings provided they dont have THAT many lines on the account. Also ETF varies from carrier to carrier i.e. Verizon Wireless normal 2 year contract ETF starts at 175 and gradually goes down 5 dollars a month. Meaning if you stay in contract for 10 months your ETF is now 125 instead of 175. As from what I can see you are a former Alltel customer so I would advise to read my thread
http://forum.ppcgeeks.com/showthread...36#post1210836 for further information.