BSOD (sort of) Screen freaks out, but phone still works

[jgorm]

More and more often my phone will show an all blue screen with some vertical lines in it on start up. I use the code thing on start up, so buttons don't get pressed, and i can unlock it because i know where the buttons are. I use the voice dialing just fine. If i use the top button to turn it on and off, eventually it will show up and work just fine. Sometimes it will have a weird halo thing in the center, and faded edges. If i reboot, it will work fine on start up, but if i turn it off, then on, sometimes it will freak out. Has anybody seen anything like this, or have any idea how i could fix it. I'm not really thinking about claiming the insurance on it because it costs $100 and you get a refurb phone that will probably have issues too. They said there is a $78 buyback if i upgrade to the TP2. Too bad they didn't put a 1Ghz in the TP2. I really want more speed!