Lockscreen wallpaper and Storage Card issue

[cwa]

I just got a Touch Pro 2 last week for US Cellular. Having a very difficult time figuring out how to do anything on this phone. Here are just 2 of the issues I am having with the phone:

1. Storage Card. Took my old Micro SD card out of my previous phone and the HTC didn't read it at all. Went and bought a brand new 2GB card and put music, ringtones and photos on it. HTC will now let me access ringtones but not photos. No matter how I try to access my photos, it will show the Album (either All or Storage Card) for a few seconds and then jump back to the Home screen. I can't bring the ones on my card up to look at, or to use as backgrounds.

2. Can't find a layman's way to change the wallpaper on the lock screen. Would like to use a photo on my SD card. Tried to go through Today Settings, but it won't change from the generic green wallpaper. Spent most of the day Googling answers but couldn't get any of them to work, or couldn't understand the directions.

Please help.