[lblacklol]

As the title says I have a VZW TP, and I have insurance on it. How bad do scratches have to be on the phone screen to get it replaced? For some stupid reason I never got around to putting a screen protector on it, and somehow I keep getting these mystery scratches on my screen. The first one was about half the length of the screen on the right, in the shape of a checkmark. The most recent I noticed today, it was not there last night, and it's like this little stutter thing up the middle. No idea how it got there.

I can see it, but not really feel it with my finger, but its definitely noticable when using the stylus.

How picky are they about replacements for these things, and how would I go about doing it?