Quote:
Originally Posted by Atari
Or how about : pay the $7/mo for the first 2 years? From what I understood, the $50 deductible is only if you lose the phone, or it is damaged by an accident. If the phone itself dies due to hardware failure, no deductible. I've replaced it once with $0 deductible a few months later because of hardware failure.
So do the math on this...
PPC-6700's STILL sell for about $300++ new on ebay, and it's a model that is > 2 years old. That is your uninsured replacement cost for a "new" 6700. So if you only had to replace it ONCE, very very late in the ownership life of the item, then you might come out ahead $14 or something silly. More than once, and you're cursing every design flaw the phone has, fighting with sprint reps, etc... all because you didn't want to burn $7 extra when they are giving you what is undoubtedly the best rate plan in the industry (assuming you have SERO).
You don't want to feel like a fool when your mogul gets dropped and breaks a few months from now and you have to shell out hundreds to get a new (or likely, refurb) one. I'm pretty sure you can't get your discounted rebated price again once you're a customer -- you'll have to pay FULL PRICE for a replacement or refurb, right?
I'd get insurance while the replacement cost was high - and as you can see with these phones, that can be for awhile. This isn't a POS do-nothing RAZR 
It's $7. Think of it like this... you buy Sprint lunch, they give you phone protection on your $500 phone for the month. |
Hahah... Yeah. I ended up getting the protection plan. I'm still paying 3 bucks less than my Verizon calling plan alone. So my savings is still pretty substantial.
I was careful when I had my 6700 with Verizon and never had to replace it for any reason and I had a protection plan with them as well. Because I never made a claim when I had my 6700, it pretty much was my only reason why I was trying to decide whether to get the insurance or not...
I have insurance now... and I've got piece of mind.