Ya. Sorry to say, there is no insurance. Just an extra phone sitting around and I was just playing around with. If it worked, I was going to add it to my account but unfortunatly went down the drain. I'm still going to be playing around with it to see if I can bring it back to life. i just bought Samsung Omnia I910. I am not sure if I made the right choice or not. Any one knows what is the speed of the processor on Samsung I910. I have heard that it is 528MHZ. Is it true?