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Re: how many of you have insurance on your phone?
The way I look at it is I'm not putting that $7 away each month if I don't have insurance, so It's going to cost me $100 out of pocket if I do break it. Rather pay $7 a month, have sprint cover my deductible, which they've done everytime, and not think twice about it.
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High fives are all I need to get by in life.... 
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