[BillJr106]

Yeah I agree with the above poster, if its $100 deductible, Im not laying out my $14 a month anymore. As it stands for one phone per year its $84 bucks plus a $100 deductible? Well you better break your phone in a year just so it only costs you $184. After that you are better off putting the money away yourself since next year you will have spent $268 dollars to replace your phone and I doubt your phone will be worth that much, let alone the fact that you are getting a refurb, not a brand new phone.