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Assurion will replace it for any reason. You can call them and tell them that you ran it over with your car, broke it because you were mad, lost/stolen, or wanted to see if you could make a call while snorkling. They don't care that's what it is for. You can only have 2 claims in a 12 mo period and they have the right to send you a "like" phone if the one you have is not available.
So in a nutshell if you have the TEP you can use it whenever you want for whatever reason.
If you're not showing water damage then just return it to a store and have them swap it out since you're under 30 days.
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