[coolwhip1220]

I dont believe most people are intentionally breaking their phone for replacements. The deductible has been $50 forever, and phones these days are much more expensive then older ones. It's inevitable that the price would be going up. Now while I don't condone people intentionally breaking they're phones, I'm not blaming them for the increasing cost. By all means flame the sh*t out of someone who publically says they are, they should be banned, but other factors are the reason for the increase.

And when my mogul was on it's last legs, and I was offered a touch pro from Asurion, why the hell would I not take it? Yeah, the phone still worked, but did it work like I believe it should have? No. I pay for insurance. Guess what, you could call Asurion and say "I just threw my phone on the ground and it broke, I'd like a replacement." (I had an ex that drove me to do this) Until they change their guidelines on what is replaceable and what is not, then anything goes.