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You can technically get 3g speeds out of the Cingular/ATT $20 unlimited plan. The plan is designed for the crappy little phones that have limited Internet connectivity and the $39 plan is for PDA phones like the Treo. I've heard that they are switching people over to the plan if they see your data usage on the $20/mo plan is too high or they just give you a huge bill. I left Cingular over a year ago, so I can't say from experience if they are currently doing that.
I'm with Sprint and with the SERO pricing I will not look back. If you can wait, stick with Sprint as they don't care if you are using a crappy phone or a PDA phone on the $15/mo data plan.
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