If you look at my other post
http://www.ppcgeeks.com/viewtopic.ph...d44c72971a9ce8 you'll see that it is indeed covered and you shouldn't have to pay for it. Go to a service center and find out. I've had my phone replaced many times without paying $50. You don't have to pay unless its liquid damage, lost/stolen, or you like ran it over or something.
Just trying to help people save money.
(edited to add the link)