[chronster]

you know what, screw it. I'm gonna keep this thing and I'm gonna sell my stupid instinct on ebay for whatever I can get for it.

I'm well off, but I'm not stupid. As soon as I go with a phone and a plan that doesn't have insurance, someone will steal it or it will get lost, or i'll accidentally run over it with my car or SOMETHIN.

If there was an even playing field as far as providors and warranty and coverage, I would go with the iphone, but as it stands, it's too risky for not a lot of pay off.

Thanks for the input everyone.