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I know the Best Buy service plan does not cover water damage or broken screens and that I am assuming those risks. While one Sprint plan covers those, it costs much more, plus there is a deductible. Under the Sprint plan you may as well has just put the monthly payment amount in a saving plan and used it to buy a new one.
Best Buy replaced my 6700 with a brand new one, and under a plan or a laptop we got a credit equal to the full original purchase price of a three year old laptop that we could use toward the current ones for sale. So Best Buy has been good for us.
Moral of the story, don't drop your 6700 in the toilet, nor use a sharp knife as your stylus.
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