lol, I've got 2 moguls, 2 lines, all myself, primary line has insurance 2nd doesn't... kinda backwards as my 2nd usually sits on my dash all day (navizon) but my main phone has taken one hell of a beating. fallen many times from above it's rated height (probably 8" rated) also in my 8 years with sprint i've only needed to fix/replace my phone 3 times, got insurance after the first. it was really bad timing as it was when sprint only had 2-3 bluetooth phones (LG
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) and I knew they had a bunch of new ones comming out in a month or so, but was forced to renew contract with a phone I didn't really want. then I Added a line for my 6700 (also a beast) finally broke my usb,, the replacement's joystick lasted 3 weeks, they replaced instore for a new mogul.
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never paid the deduct.