Quote:
Originally Posted by aughsum
ill never pay insurance on any phone. you can get one for 200$ off ebay and probably sell a broken one for parts for 100, whats the point of insurance.
|
This is a somewhat valid point... Once a phone has been out for a while, it becomes less important to keep Insurance on it.
However, when it comes to ebay and the mogul, your current options are 200 for a crappy used phones or 300 for a new phone. You MIGHT get $100 if you sell your broken phone, but not likely if you sent your phone for a swim in the toilet... If you lost it, well, there's no way to recoup costs on ebay...
So, you're looking at a $200 minimum discrepancy between what you can buy a new one for and what you can recoup from your old one.
If you subtract the $50 deductible it costs $150 more to buy an ebay phone than it does to use insurance.. That $150 will pay for 21.5 months of your $7 insurance cost.
I'll stick with insurance for now.. It's worth the extra $15-20 over two years for the peace of mind that they'll overnight me a phone when mine takes a crap.