NVM think I found it...tell me if I'm wrong though
to create do:
Directory("My Documents")
irectory("Personal")
Directory("My Documents")
irectory("Business")
Directory("My Documents")
irectory("My Music")
to Copy file do:
Directory("\My Documents\Templates"):-File("To Do.dot","\Windows\todo.dot")
Edit: Also if I copy to Program Files, does it count against me as far as Main memory usage goes?