[chong67]

Yah, it in all my time I had smart phone, the electronics just died on me. Never had I have crack screen or water drop.

But I a little afraid that this phone is big and if you put in your pants, it might crack.

Even when I go running, I carry my TP2 in my hand inside the home made pouch.

OK, to summerized, if my phone died within one year, I sent it back to HTC to get fix. I am getting another new phone off fleabay. I might out of phone service for 1 week. Then when my phone get fixed, then I sell it on flebay to recoup the lost.

That saving of $8 for 1 yr is $96 can be used toward a new purchase n not refurbished phone.

That does make sense to me. That is what I will do. NO insurance.