Damn, I guess when it rains, it pours :P
Only reason I got the Titan, is because I had my Apache mounted to a bracket I made on my motorcycle. The bracket was great - its a clamp for an air conditioner vent on a car, with a button release. Anyways, went on the carpool on ramp interchange, and the phone fell out of the bracket, down on the ground, I ran it over (at 80+mph), shot it out at my friend on his bike (nearly hitting him), and pulled over to walk the entire overpass with no luck (I use my phone for business, and I could have kept the memory card, and maybe somehow recover all my info).
Anyways, I didn't have insurance either, but I do now on my Titan.