[Shiva]

Thanks gbm, that's a good and helpful analysis.

Verkion, here's my SDConfig.txt:

LOCK: Enabled
CAB: \Storage Card\Cab\TestCert_Privileged.cab
CAB: \Storage Card\Cab\OEMSign2007cert.cab
CAB: \Storage Card\Cab\AudioManagerWM6.cab
CAB: \Storage Card\Cab\HTC_Home_2_1.cab
CAB: \Storage Card\Cab\Hamachi_0_031.cab
XML: \Storage Card\Cab\reghacks.xml
LOCK: Disabled
RST: Reset

The storage card shows up as "Storage Card" in Explorer, so I'm guessing that's right (also, it can find the txt file, just not the CABs).