there offering the droid 1 but if its out there offering the droid x or incredible.
are you sure buying a broken phone on ebay would work... it seems like asurain would know somehow... lol, just seems to good to be true....
i think you have to wait a month or two before you can file a claim but im not sure....
if you dont already have insurance you can add it to a phone thats not bought from the vzw store...
good luck!
-david