I installed the update around 1am. I didn't backup or hard reset. I'm experiencing the camera bug. Apps that want to use the camera don't seem to work unless I use the LED flashlight for a sec. I've also noticed a laggy interface and the battery draining much quicker. Finally, I can't connect to the internet if I have wifi enabled but I am not connected to that network. It doesn't look for the 3G data connection or something. As soon as I disable wifi, the connection seems to work.
Anyway, I'm sure someone smarter than me will figure this all out.