[jpwhre]

+1 on pre-paid. I use it since i have had issues in past with overdraw protection and yet they let you overdraw anyways. Prepaid only works as far as what you have on card. But to a limit. I had sms off for a bit. Found out hard way even prepaid isn't that safe. Conico/phillips 66 aka hutches in oklahoma had bbeen pulling a fast one on me. Checkout says $5.37, swype card and receipt showed same. By time i get to car i get an sms that says $6.00 come to find out they round up to next $$ and you don't find out til bill comes. It overdrafted a prepaid card. Good thing was over $2 overdraft was all i paid instead of $20 per overdraft