Quote:
Originally Posted by sonysw
I am not so sure why you want an insurance. I just cancelled my TEP because the deductible is $100. They always try to ask you to claim to assurion and pay the $100. I figure if you have the phone for 5 months you can easily get a new phone of ebay for the amount that you spend for assurion deductible and TEP ($100 + $7 per month). In addition, the price of the phone in 5 months from now will be much cheaper. Just my 2 cents.
The only time I think TEP is worth it if the phone is brand new in the market like EVO and you are in contract and worry about the possibility losing your phone or break it.
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I agree I don't really care about insurance either, the only reason I thought it would be a good idea was because I lost my old TP2 and ended up paying $125 for a year old one from craigslist. Oh well not too bad because I could've paid the exact same amount for TEP as well...I'm still in contract and will be out of contract in 3 months come October this year...might just have to be careful not to lose my phone again.
I agree with you though, TEP is mostly a scam - paying $7 a month and then paying $100 for a lost phone...in 1 year you've already paid $184 for a lost phone...that's shitty.