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7 bux a month is well worth it!!
I left a phone on top of my car once at the gas station and drove off.. lost for good.
50 bux and a replacement.
I have found that customer service and the stores are more responsive to you too if you have the insurance.
I finally got my 6700 replaced with a mogul just lately, since they gave me 3 refurbished 6700's in 3 weeks and they all died.
Buy the insurance, trust me, it is worth it.
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