[thepolishguy]

You know what I have never ever understood - and I know I am going to sound like a complete idiot (I am not a complete idiot - just mostly) - I have never understood "exchange accounts". I don't even know how they work.

Would you mind to take a minute and briefly explain the purpose and the advantage. I am going to google it right now (so no worries if not).

thanks for the offer - I will come back and relay my interest if I discover it is useful.