[slschmidt76]

I'm keeping my insurance. Man, you never know what might happen. Last summer for example I was pushed into the swimming pool by some jackass and my phone was in my pocket. Fried that one. Had one in my car once and someone busted out the wndow and stole it. Got drunk one time and left it outside for it to get rained on.....Shit happens! Insurance has sure come in handy all those other times. Not gonna get cheap and stupid at this point in time.